LendingTree Autos Expands Automotive Network to New Car Dealerships

CHARLOTTE, N.C., Feb. 1, 2012 /PRNewswire via COMTEX/ –
LendingTree today announced the launch of its new car lead program, expanding on its existing automotive finance business, LendingTree Autos (
http://www.lendingtreeautos.com/Register.aspx ). Through this program, new car dealerships can now leverage the trusted consumer brand of LendingTree Autos to market to consumers in the purchase process for new cars.

The purpose of the New Car Dealer Marketplace is to enhance the marketing efforts of automotive dealerships, manufacturers and dealer groups to ultimately increase car sales. Through LendingTree Autos, manufacturers and dealerships can reach high quality, in-market consumers. Registered new and used car dealers will be able to utilize the LendingTree Autos CRM tool to manage incoming verified and scrubbed consumer leads.

“We’re excited to announce that we’ve expanded our automotive product offering to include new car dealerships, allowing for consumers interested in purchasing new cars to shop online through LendingTree Autos,” says Doug Lebda, Chairman and CEO of LendingTree. “This will allow dealers and manufacturers to quickly and easily begin receiving high quality leads from LendingTreeAutos. The site serves as a valuable resource for both consumers and dealers in the car buying and selling process.”

Dealerships, manufacturers and dealer groups interested in participating in the LendingTree Autos program, please visit

http://www.lendingtreeautos.com/Register.aspx

About LendingTree, LLCLendingTree, LLC is the nation’s leading online lender exchange and personal finance resource, helping consumers take charge of all their financial decisions, from budgeting to money management to mortgages to credit cards and more. LendingTree provides a marketplace that connects consumers with multiple lenders that compete for their business, as well as an array of online tools to aid consumers in their financial decisions. Since inception, LendingTree has facilitated more than 28 million loan requests and $214 billion in closed loan transactions. LendingTree provides access to lenders offering mortgages and refinance loans, home equity loans/lines of credit, and more.LendingTree, LLC is a subsidiary of Tree.com, Inc.

/quotes/zigman/111787/quotes/nls/tree TREE
0.00%

. For more information go to
www.lendingtree.com , dial 800-555-TREE , join our Facebook page and/or follow us on Twitter @LendingTree.

MEDIA CONTACT:Megan Greuling(704)943-8208Megan.Greuling@tree.com

SOURCE LendingTree

Copyright (C) 2012 PR Newswire. All rights reserved

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Nations Car Credit has a bad credit car loan program that can match any type of auto finance needs you might have.

Bad Credit Loans for Struggling Families

Bad Credit Loans for Struggling Families
The popular online resource for people with bad credit, ReallyBadCreditOffers.com, has released a new guide for families struggling with high interest credit card debt, detailing strategies to eliminate what they owe and get back on their feet financially. The lending site has created a step by step guide to help families find relief from high interest monthly bills.

Nations Car Credit will offer immediate, not very difficult car credit for your pre-owned automobile loan.

Shreveport Police Officer Indicted For Bankruptcy Fraud

United States Attorney Stephanie A. Finley announced that Joey M. Willis, age 46, a Shreveport Police Officer, was indicted this week by a federal grand jury for concealing assets from his creditors in the course of his bankruptcy proceeding and making false statements under penalty of perjury and under oath.

Willis’ bankruptcy case was filed in the US Bankruptcy Court in Shreveport in 2009. The indictment named Willis in a five-count indictment charging one count of concealment of assets from creditors and the United States Trustee, two counts of making false statements in his Bankruptcy filings, and three counts of false testimony under oath.

If convicted, Willis faces a maximum penalty of five years in prison, a $250,000 fine, or both, on each count of the indictment. Willis is scheduled to appear for an initial appearance in US District Court in Shreveport on February 14, 2012 at 2:00.

An indictment is merely an accusation and a defendant is presumed innocent unless and until proven guilty beyond a reasonable doubt. The case is being investigated by the Federal Bureau of Investigation, Shreveport Resident Agency, and the United States Trustee’s Office, Region V. The case is being prosecuted by Assistant United States Attorney Joseph G. Jarzabek.
Nations Car Credit has got a bad credit car loan system that should fit virtually any auto finance needs you may have.

Retail Sales in US Trail Forecasts on Car Purchases: Economy

Retail Sales in U.S. Trail Forecasts on Car Purchases: Economy
February 15, 2012, 2:55 AM EST

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More From Businessweek

• Margins Widen at U.S. Companies as Wages Lag Behind: Economy
• Canada Suffering Parity’s One-Eyed King in Land of Blind
• Trade Deficit in U.S. Climbed in December to Six-Month High
• Home Sales Probably Increased in January: U.S. Economy Preview
• Consumer Prices in U.S. Rose Less Than Forecast in January

By Timothy R. Homan

Feb. 14 (Bloomberg) — Sales at U.S. retailers rose less than forecast in January, reflecting an unexpected drop in purchases of automobiles.

The 0.4 percent gain reported by the Commerce Department today in Washington was half the 0.8 percent rise median forecast of economists surveyed by Bloomberg News. Purchases excluding car dealers climbed 0.7 percent, more than projected and the biggest gain since March.

Retailers like Target Corp. and Limited Brands Inc. topped analysts’ sales forecasts last month, when many companies offered incentives to bring back shoppers after holiday sales stagnated. Further gains in employment are needed to bolster wages and underpin confidence, ensuring that demand can be sustained.

“Consumers are being very picky at this point,” said Guy LeBas, chief fixed-income strategist at Janney Montgomery Scott LLC in Philadelphia. “We saw aggressive retailer discounting and sharp price cuts in the new year. It bodes poorly for retailers’ margins.”

Purchases were also revised down 0.1 percentage point in each of the prior two months — to unchanged in December and a 0.3 percent rise in November. Stagnant yearend sales prompted economists at Morgan Stanley to trim their tracking estimates for consumer spending in the fourth quarter and first three months of 2012.

The median forecast of 75 economists surveyed by Bloomberg projected sales excluding cars would rise 0.5 percent. Estimates ranged from little change to a 1.8 percent gain.

Stocks Decline

Stocks fell after the report. The Standard & Poor’s 500 Index decreased 0.3 percent to 1,348 at 11:32 a.m. in New York.

Elsewhere, German investor confidence surged to a 10-month high in February as global growth improved and Europe’s debt crisis showed signs of abating.

The ZEW Center for European Economic Research in Mannheim said its index of investor and analyst expectations, which aims to predict economic developments six months in advance, rose to 5.4 from minus 21.6 in January. That’s the highest since April and the third straight increase.

In Japan, the central bank unexpectedly added 10 trillion yen ($128 billion) to an asset-purchase program and set an inflation goal after an economic slide fueled criticism it has been slower to act than counterparts.

Business Inventories

Business inventories in the U.S. rose less than sales in December, showing companies may keep restocking shelves and warehouses early this year. The 0.4 percent increase in stockpiles compared with a 0.7 percent jump in purchases that was the biggest since July, Commerce Department figures showed today.

Prices of goods imported into the U.S. rose 0.3 percent in January, reflecting higher costs for automobiles and petroleum, according to a report from the Labor Department today. It was the second increase in the past six months, indicating little pressure in prices from overseas.

Nine of 13 major retail categories showed gains last month, led by a 2 percent jump at general merchandise stores, including department stores, which was the biggest in five years.

Industry figures showed purchases at Columbus, Ohio-based Limited climbed 9 percent, beating the average projection for a 2.7 percent gain from analysts surveyed by researcher Retail Metrics Inc. Target, the second-largest U.S. discount retailer, posted a 4.3 percent increase in same-store sales, topping the 2.4 percent estimate.

Auto Sales

Demand at auto dealers dropped 1.1 percent in January, today’s report showed, the biggest decline since May. The numbers ran counter to industry figures that showed sales improved.

Purchases of cars and light trucks climbed to an annualized rate of 14.1 million last month, the highest since the so-called cash-for-clunkers program in August 2009 and the second- strongest since May 2008, according to Autodata Corp. Sales averaged 16.4 million in the two years before the last recession began in December 2007.

The January gain came even as automakers reduced incentives by 5.6 percent, or about $144 per vehicle sold, to $2,435 in January, Woodcliff Lake, New Jersey-based Autodata said Jan. 31.

With the average age of cars and trucks rising to a record 10.8 years, analysts see pent-up demand boosting U.S. sales to a third-straight annual gain in 2012, the longest streak since sales peaked in 2000. An improving job market and available credit may propel an increase in vehicle sales of more than 6 percent from 2011 to 13.6 million, the average of 18 analysts’ estimates.

Industry Data

The government uses the industry data to calculate gross domestic product, making the reported decrease in dealer demand less significant.

Sales excluding autos, gasoline and building materials, which render the figures used to calculate GDP, rose 0.7 percent, the most since September, after dropping 0.4 percent the prior month.

The figures follow a report earlier this month that showed improvement in the labor market may help sustain spending. Employers added 243,000 jobs in January, the most since April, and the unemployment rate dropped to a three-year low of 8.3 percent, according to the Labor Department.

–With assistance from Alex Tanzi in Washington. Editors: Christopher Wellisz, Vince Golle

To contact the reporter on this story: Timothy R. Homan in Washington at thoman1@bloomberg.net

To contact the editor responsible for this story: Christopher Wellisz at cwellisz@bloomberg.net

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Nations Car Credit has a bad credit car loan product that should match any car financing expectations you might have.

File For Bankruptcy While Your Bills Are Current And You’ll Have More Options

Many consumers think that they must fall behind on their bills and be in arrears before they can file for bankruptcy. Not so.

In fact, youre in a stronger position – and you have more options – if you file for bankruptcy while your bills are up to date.

Consumers often file for bankruptcy when they see the handwriting on the wall. They may have just lost their job – incurred huge medical bills – or separated from their spouse. Whatever the reason, they already know they wont be able to make future payments.

In addition, some people file for bankruptcy because they can make only minimum monthly payments. They feel like theyll never get out of debt.

How to Start: Speak with an experienced bankruptcy lawyer before you make any decisions – even while your bills are current. The lawyer can help you understand what lies ahead – and tell you the most effective ways you can protect yourself, your family and your assets.

Please see full article below for more information.

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Bill Bielecky: Protect car dealers from consumers?

Florida car dealers are at it again. Hardly an endangered species, and already one of the most protected industries in the state, they now seek protection from the very statute that regulates their conduct in auto sales.

Section 501.976 of the Florida Statutes is a fairly short list of unlawful auto dealer sales practices. There are a scant 19 no-nos. Reviewing the illegal acts is somewhat surprising, because many are so blatantly dishonest it doesnt seem necessary to have to write a law against them. For example, paragraph 12 makes it unlawful for a car dealer to change the odometer mileage of a vehicle. Several paragraphs prohibit misrepresentations by dealers about their vehicles. Paragraph 15 makes it unlawful to increase the price of the vehicle after having accepted a contract from a buyer.

But even a statute outlawing self-evident offenses apparently cannot stop some car dealers from committing them. Thus, car dealers have lobbied to get protection from the laws designed to protect consumers. As Dave Barry likes to say, I am not making this up.

State Sen. Greg Evers, R-Crestview, and Rep. Matt Gaetz, R-Shalimar, have sponsored bills (SB 1512/HB 929) that would require Florida consumers to send car dealers a pre-lawsuit notice if the consumer has been victimized by an unlawful practice. The new law would require victims to describe the underlying facts of the claim, including a comprehensive and detailed statement describing each item of actual damage or other relief or remedy demanded. The car dealer then would have 15 days to pay the amount demanded, and if it does so it is completely off the hook for the wrongdoing and admits nothing by paying the damages claimed.

To illustrate the absurdity of this bill, pretend that it is really amending the law that makes burglary a crime. This bill would say:

If you are robbed, you the victim, before pressing charges, must send the burglar a letter detailing each item that was stolen and identify the exact value of each object. If the burglar agrees with you, he has 15 days to pay you back, he admits no wrongdoing by doing so, and he is free to rob again.

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Insiders Sold These Stocks on Feb-6

ACTUATE CORP (NASDAQ:ACTU): Cittadini Peter I (President and CEO) sold 635,214 shares at a price of $6.12.

Active Control Techn (NYSE:ACTV): Landa Matthew (President) sold 24,617 shares at a price of $15.00.

Active Network, Inc. is provide applications that form an online network connecting a fragmented and diverse group of activity and event organizers with a large base of potential participants.

Advanced Energy Industries (NASDAQ:AEIS): Schatz Douglas S (Director) sold 26,288 shares at a price of $11.00.

Advanced Energy Industries, Inc. designs, manufactures, sells and supports industrial power conversion products that transform power into various usable forms.

Astoria Financial Corp. (NYSE:AF): Haeffner Peter C Jr (Director) sold 5,494 shares at a price of $8.60.

Astoria Financial Corporation is a unitary savings and loan association holding company for Astoria Federal Savings and Loan Association, which provides various banking services.

Affymax (NASDAQ:AFFY): Orwin John A (CEO) sold 18,000 shares at a price of $10.00.

Affymax, Inc. is a biopharmaceutical company, which develops novel peptide-based drug candidates to improve the treatment of serious and often life-threatening conditions.

Apartment Investment And Management (NYSE:AIV): Cortez Miles (Executive Vice President) sold 2,985 shares at a price of $24.98.

Apartment Investment and Management Company is a self-administered and self-managed real estate investment trust, or REIT, engaged in the acquisition, ownership, management and redevelopment of apartment properties.

Alere Inc. (NYSE:ALR): Bridgen John (VP, Strategic Business Develop) sold 6,808 shares at a price of $25.00.

Alere Inc enables individuals to take charge of improving their health and quality of life at home. Its products and services focus on infectious disease, cardiology, oncology, drugs of abuse and womens health.

Altera Corp. (NASDAQ:ALTR): Mcgarity Kevin J (Director) sold 10,000 shares at a price of $40.78.

Altera Corp. designs, manufactures and markets high-performance, high-density programmable logic devices, HardCopy ASIC devices, pre-defined design building blocks, cores and associated development tools.

Amgen Inc. (NASDAQ:AMGN): Perlmutter Roger M (EVP, Research Development) sold 75,000 shares at a price of $69.83.

Amgen Inc. is an independent biotechnology medicines company. It discovers, develops, manufactures and markets medicines for grievous illnesses.

Autonation (NYSE:AN): Bill Melinda Gates Foundation Trust (Other) sold 278,399 shares at a price of $36.00.

AutoNation, Inc. offers a range of automotive products and services, including new vehicles, used vehicles, parts and automotive repair and maintenance services, and automotive finance and insurance products.

Anthera Pharmaceuticals (NASDAQ:ANTH): Hislop Colin (Chief Medical Officer) sold 30,000 shares at a price of $8.20.

Anthera Pharmaceuticals Inc. is a biopharmaceutical Company which focuses on developing and commercializing products to treat serious diseases associated with inflammation, including cardiovascular and autoimmune diseases.

Air Products And Chemicals (NYSE:APD): Minella Lynn C (Sr. VP Human Resources) sold 26,560 shares at a price of $90.38.

Air Products and Chemicals, Inc. is a supplier of hydrogen and helium. It also provides semiconductor materials, refinery hydrogen, natural gas liquefaction, and advanced coatings and adhesives.

Ariba (NASDAQ:ARBA): Kashnow Richard A (Director) sold 5,627 shares at a price of $29.05.

Ariba, Inc. is a provider of collaborative business commerce solutions for buying and selling goods and services.

Arrow Electronics (NYSE:ARW): Duval Daniel W (Director) sold 8,000 shares at a price of $42.02.

Arrow Electronics, Inc. is a provider of products, services, and solutions to industrial and commercial users of electronic components and enterprise computing solutions.

Ameristar Casinos (NASDAQ:ASCA): Walsh Peter (SVP, GC, Chief Admin Officer) sold 15,000 shares at a price of $20.65.

Ameristar Casinos Inc. develops, owns and operates casinos and related hotel, food and beverage, entertainment and other facilities.

Avalonbay Communities (NYSE:AVB): Wilson Stephen W (Executive Vice President) sold 5,092 shares at a price of $138.86.

AvalonBay Communities, Inc. is engaged in the development, redevelopment, acquisition, ownership and operation of multifamily communities in barrier-to-entry markets of the United States.

Avnet (NYSE:AVT): Baum Eleanor (Director) sold 1,800 shares at a price of $36.00.

Avnet, Inc. together with its consolidated subsidiaries is an industrial distributors of electronic components, enterprise computer and storage products and embedded subsystems.

Azz Inc. (NYSE:AZZ): Quinn Francis D (Vice President) sold 120 shares at a price of $51.21.

AZZ incorporated is an electrical equipment and components manufacturer. It operates two distinct business segments, the Electrical and Industrial Products Segment and the Galvanizing Services Segment.

Bancfirst Corp. (NASDAQ:BANF): Shockley Joe T Jr (EVP CFO) sold 1,500 shares at a price of $42.25.

BancFirst Corporation is a financial holding company through its subsidiary, BancFirst provides a full range of commercial banking services to retail customers and small to medium-sized businesses.

Be Aerospace (NASDAQ:BEAV): Khoury Amin J (Chairman CEO) sold 98,965 shares at a price of $44.71.

BE Aerospace is a manufacturer of cabin interior products for commercial aircraft and business jets and a distributor of aerospace fasteners and consumables.

Franklin Resources (NYSE:BEN): Lewis Kenneth A (EVP and CFO) sold 5,444 shares at a price of $115.22.

Franklin Resources Inc. is an investment management company that offers investment choices under the Franklin, Templeton, Mutual Series, Bissett, Fiduciary and Darby brand names.

Berkshire Hills Bancorp (NASDAQ:BHLB): Miller Catherine B sold 600 shares at a price of $23.74.

Berkshire Hills Bancorp, Inc.is a holding company for Berkshire Bank. The company offers a range of deposit, lending, investment, wealth management, and insurance products to retail, commercial, not-for-profit, and municipal customers.

Bioscrip (NASDAQ:BIOS): Friedman Richard H (Director) sold 40,000 shares at a price of $6.34.

BioScrip, Inc. is a specialty pharmaceutical healthcare organization that partners with patients, physicians, healthcare payors and pharmaceutical manufacturers to provide access to medications and management solutions.

Buckeye Technologies (NYSE:BKI): Matula Kristopher J (President) sold 27,696 shares at a price of $34.50.

Buckeye Technologies, Inc. is a producer of value-added cellulose-based specialty products.

Ball Corp. (NYSE:BLL): Knobel Jeff A (Vice President Treasurer) sold 5,500 shares at a price of $40.11.

Ball Corporation is a supplier of metal and plastic packaging to the beverage, food and household products industries. It also supplies aerospace and other technologies and services to governmental and commercial customers.

Biomarin Pharmaceutical Inc. (NASDAQ:BMRN): Wood Mark (VP, Human Resources) sold 6,500 shares at a price of $38.00.

Biomarin Pharmaceutical, Inc. develops and commercializes innovative pharmaceuticals for serious diseases and medical conditions. Its Approved products include Naglazyme, Kuvan tablets, Aldurazyme and Firdapse.

Bank Of Hawaii Corp. (NYSE:BOH): Tanoue Donna A (Vice Chair) sold 1,612 shares at a price of $47.00.

Bank of Hawaii Corporation is a Bank holding company, which through its operating subsidiary, Bank of Hawaii provides a range of financial services and products mainly to customers in Hawaii and the Pacific Islands.

Bridgepoint Education (NYSE:BPI): Devine Daniel J. (EVP, Chief Financial Officer) sold 18,500 shares at a price of $26.87.

Bridgepoint Education, Inc. is a provider of postsecondary education services. It offer associates, bachelors, masters and doctoral programs in the disciplines of business, education, psychology, social sciences and health sciences.

Peabody Energy Corp. (NYSE:BTU): Hull Jeane L. (EVP – Technical Services) sold 1,591 shares at a price of $38.00.

Peabody Energy Corporation is engaged in the mining of steam coal for sale mainly to electric utilities and metallurgical coal for sale to industrial customers.

Credit Acceptance Corp. (NASDAQ:CACC): Busk Douglas W (Sr. Vice President Treasurer) sold 1,500 shares at a price of $91.01.

Credit Acceptance Corporation provides auto loans to consumers, through a nationwide network of automobile dealers.

Caci International (NYSE:CACI): Fairl William M (President, US Operations) sold 13,900 shares at a price of $60.06.

CACI International, Inc., along with its subsidiaries, is a provider of professional services and information technology solutions to the US government.

Cass Information Systems Inc (NASDAQ:CASS): Grace Wayne J (Director) sold 996 shares at a price of $41.12.

Cass Information Systems provides payment and information processing services to manufacturing, distribution and retail enterprises.

Commerce Bancshares (NASDAQ:CBSH): Kemper David W (Chairman of the Board, CEO) sold 3,627 shares at a price of $39.69.

Commerce Bancshares, Inc. is a bank holding company which through its subsidiaries engages in general banking business, providing a range of retail, corporate, investment, trust, and asset management products and services to individuals and businesses.

Cubist Pharmaceuticals (NASDAQ:CBST): Singleton J Matthew (Director) sold 2,000 shares at a price of $42.28.

Cubist Pharmaceuticals, Inc is focused on the research, development and commercialization of pharmaceutical products that address unmet medical needs in the acute care environment.

Cabot Corp. (NYSE:CBT): Cordeiro Eduardo E (Executive Vice President, CFO) sold 42,000 shares at a price of $40.00.

Cabot Corporation is a global specialty chemicals and performance materials Company which operates in four business segments: the Core Segment; the Performance Segment; the New Business Segment and the Specialty Fluids Segment.

Colgate-Palmolive Company (NYSE:CL): Greene Thomas W Jr (Chief Information Officer) sold 300 shares at a price of $91.05.

Colgate Palmolive Company manufactures and markets a number of products in the US and around the world in two distinct business segments: Oral, Personal and Home Care; and Pet Nutrition.

Chipotle Mexican Grill (NYSE:CMG): Baldocchi Albert S (Director) sold 10,000 shares at a price of $369.81.

Chipotle Mexican Grill, Inc. develops and operates fast-casual, fresh Mexican food restaurants in 35 states throughout the United States, the District of Columbia and Ontario, Canada.

Cummins Inc. (NYSE:CMI): Chapman Steven M (Group Vice President) sold 5,000 shares at a price of $112.00.

Cummins, Inc. designs, manufactures, distributes and services diesel and natural gas engines, electric power generation systems and engine-related component products.

Capital One Financial Corp. (NYSE:COF): Slocum Michael (President, Commercial Banking) sold 16,820 shares at a price of $46.77.

Capital One Financial Corporation is a financial services company whose banking and non-banking subsidiaries market a variety of financial products and services.

Coach (NYSE:COH): Loveman Gary W (Director) sold 8,233 shares at a price of $72.25.

Coach, Inc. is an American marketer of fine accessories and gifts for women and men. Coachs product offerings include handbags, womens and mens accessories, footwear, business cases, jewelry, wearables, sunwear, travel bags, fragrance and watches.

Cepheid (NASDAQ:CPHD): Morton Dean O sold 7,500 shares at a price of $43.25.

Cepheid is a molecular diagnostics company that develops, manufactures, and markets fully-integrated systems for testing in the Clinical market, as well as for application in the companys legacy Bio threat and Industrial markets.

Crane Company (NYSE:CR): Bender David E (President, Electronics Group) sold 1,828 shares at a price of $50.00.

Crane Company manufactures engineered industrial products. Its five business segments are: Aerospace Electronics; Engineered Materials; Merchandising Systems; Fluid Handling; and Controls.

Corvel (NASDAQ:CRVL): Jessup R Judd (Director) sold 5,498 shares at a price of $49.27.

CorVel Corporation is a national provider of risk management solutions to employers, third party administrators, insurance companies and government agencies.

Citrix Systems (NASDAQ:CTXS): Caine Brett (SVP, Online Services Division) sold 18,120 shares at a price of $66.60.

Citrix Systems, Inc. designs, develops and market technology solutions that allow applications to be delivered, supported, and shared on-demand with high performance, enhanced security, and improved total cost of ownership.

Cytori Therapeutics Inc (NASDAQ:CYTX): Calhoun Christopher J (Chief Executive Officer) sold 22,850 shares at a price of $4.05.

Cytori Therapeutics, Inc. develops, manufactures and sells medical products to enable the practice of regenerative medicine.

Delta Air Lines Inc. (NYSE:DAL): Hauenstein Glen W (EVP-Mktg,Ntwk Plng Rev Mgmt) sold 46,636 shares at a price of $11.39.

Delta Air Lines, Inc. operates as an airline, providing scheduled air transportation for passengers and cargo throughout the United States and around the world.

EI Du Pont De Nemours And Company (NYSE:DD): Reilly William K (Director) sold 5,700 shares at a price of $51.95.

EI du Pont de Nemours Company operates globally and offers a range of products and services for markets including agriculture and food, building and construction, electronics and communications, general industrial, and transportation.

Danaher Corp. (NYSE:DHR): Lutz Robert S (SVP-Chief Accounting Officer) sold 20,000 shares at a price of $52.99.

Danaher Corporation designs, manufactures and markets professional, medical, industrial and consumer products.

Dolby Laboratories (NYSE:DLB): Donatiello Nicholas Jr (Director) sold 3,319 shares at a price of $38.42.

Dolby Laboratories, Inc. develops and delivers innovative technologies, products and services at each stage of the entertainment industry, including content creation, content distribution and content playback.

Dover Corp. (NYSE:DOV): Stubbs Michael B (Director) sold 10,000 shares at a price of $65.78.

Dover Corporation owns and operates a global portfolio of manufacturing companies providing innovative components and equipment, specialty systems and support services for a variety of applications.

Dexcom (NASDAQ:DXCM): Gregg Terrance H (CEO) sold 5,000 shares at a price of $11.71.

Dexcom, Inc. is designs, develops and commercializes continuous glucose monitoring systems for ambulatory use by people with diabetes and for use by healthcare providers in the hospital for the treatment of both diabetic and non-diabetic patients.

Electronic Arts Inc. (NASDAQ:EA): Moore Peter R. (Chief Operating Officer) sold 20,000 shares at a price of $19.38.

Electronic Arts, Inc. develops, markets, publishes and distributes video game software and content that could be played by consumers on a variety of platforms.

Ebay Inc. (NASDAQ:EBAY): Carges Mark T (CTO SVP Global Products Mkts) sold 17,000 shares at a price of $33.00.

eBay Inc. provides online marketplaces for the sale of goods and services as well as other online commerce, or ecommerce, platforms and online payment solutions to a diverse community of individuals and businesses.

Emc Corp. (NYSE:EMC): Goulden David I (EVP CFO) sold 20,000 shares at a price of $26.00.

EMC Corporation and its subsidiaries develop, deliver and support the Information Technology industrys range of information infrastructure technologies and solutions.

Bottomline Technologies (NASDAQ:EPAY): Mullen Joseph L (Director) sold 50,000 shares at a price of $28.50.

Bottomline Technologies, Inc. provides electronic payment, invoice document automation solutions to financial institutions and banks. Its processes transactions involve global payments, invoice receipt and approval, collections reporting.

Entergy Corp. (NYSE:ETR): Savoff Mark T (Executive Vice President) sold 829 shares at a price of $69.05.

Entergy Corporation is an energy company engaged in electric power production and retail electric distribution operations. It has two business segments: Utility and Non-Utility Nuclear.

Edwards Lifesciences Corp. (NYSE:EW): Kehl John H Jr (CVP, Strategy Corp Dev) sold 15,000 shares at a price of $80.82.

Edwards Lifesciences Corporation is a provider of products and technologies designed to treat advanced cardiovascular disease. Its products are categorized into four main areas: Heart Valve Therapy; Critical Care; Cardiac Surgery Systems; and Vascular.

Fusion-Io Inc. (NYSE:FIO): Kramlich C Richard (10% Owner) sold 23,083 shares at a price of $23.05.

Fusion-io, Inc. is a provider of data-centric computing solutions – a combination of hardware and software that places data closer to processing, resulting in dramatic improvements in both performance and efficiency.

Financial Engines (NASDAQ:FNGN): Hallee Garry W. (EVP, Technology Svc Delivery) sold 16,254 shares at a price of $25.00.

Financial Engines, Inc is a provider of independent, technology-enabled portfolio management services, investment advice and retirement help to participants in employer-sponsored defined contribution retirement plans, such as 401(k) plans.

Fsi International (NASDAQ:FSII): Hollister Patricia M (Chief Financial Officer) sold 30,000 shares at a price of $4.45.

FSI International, Inc. designs, manufactures, markets and supports equipment used in the fabrication of microelectronics, such as advanced semiconductor devices. FSI manufactures, markets and supports surface conditioning equipment.

Freescale Semiconductor Holdin (NYSE:FSL): Greenberg Jonathan A (SVP, GC Secretary) sold 11,492 shares at a price of $17.45.

Freescale Semiconductor Holdings I, Ltd is engaged in embedded processing semiconductors solutions. Its embedded processor products include microcontrollers, single- and multi-core microprocessors, applications processors and digital signal processors.

Fortinet (NASDAQ:FTNT): Myers Greg (Director) sold 16,000 shares at a price of $25.60.

Fortinet, Inc. is a provider of network security appliances and Unified Threat Management (UTM) network security solutions to enterprises, service providers and government entities worldwide.

General Dynamics Corp. (NYSE:GD): Chabraja Nicholas D (Director) sold 37,550 shares at a price of $70.00.

General Dynamics offers a broad portfolio of products and services in business aviation; combat vehicles, weapons systems and munitions; military and commercial shipbuilding; and communications and information technology.

Green Mountain Coffee Roasters (NASDAQ:GMCR): Miller Hinda (Director) sold 25,000 shares at a price of $66.06.

Green Mountain Coffee Roasters, Inc. operates in the specialty coffee industry in the United States and internationally. It sells approximately 200 whole bean and ground coffee selections, cocoa, teas, and coffees.

Nations Car Credit has a bad credit car loan product that should match any car financing expectations you might have.

Car Repair Laws… says Carol

The average car on the road is 11.1 years old. Even though cars are better quality these days, car repair costs better be in your budget. Also, know your rights.

Years ago we had a car that needed a hose replaced. That was okay until other hoses kept breaking right after I would get one fixed. One thousand dollars later, the repairs stopped. If my mechanic had not been a friend and neighbor who I trusted completely, I would have thought I was being ripped off.

I know my situation was not unique. Many of you have taken a car in for repair only to take it back for repair on something else a few days later. Before you think bad thoughts about your mechanic, remember auto repair is not a science.

However, do your homework before you have your car repaired. Check with the BBB on the companies you are considering using. Get estimates, if the situation allows it. Know your rights protected by the Colorado Motor Vehicle Repair Act. This Repair Act does not apply to trucks weighing more than 8,500 lbs., farm vehicles, motorcycles, cars older than 25 years and collector’s items.

The law does state that no repairs can be made to a vehicle without the written consent of the owner which includes an estimate of repairs.

The estimate must include:

• Total costs of repairs (excluding sales tax and towing charges)
• Completion date
• Whether customer wants replaced parts returned
• Cost of reassembly (if the customer chooses not to have the work done) and replacement of parts destroyed in disassembly

Exceptions: Consent for repair must be written unless:

• Customer signs a waiver of right to an estimate
• Estimate is after disassembly necessary to determine problem
• Estimate is for additional charges
• Vehicle is towed in or left before or after business hours, in which case no more than $100 worth of parts and labor combined is allowed without owner consent

You can give up your right to an estimate by signing a statement printed in bold type: “I DO NOT WISH TO RECEIVE ANY ESTIMATE, EITHER WRITTEN OR ORAL, TO WHICH I AM ENTITLED BY LAW. BEFORE REPAIRS ARE AUTHORIZED.” Authorization for repairs must be gotten, nonetheless.

Consumers may have private remedies under the Act, including treble damages and costs and attorney fees. To file a consumer complaint either call (800) 222-4444 or use the Office of Attorney General’s Consumer Protection Section’s online consumer complaint form.

What repair stories do you have?

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Toronto Students Learn Money Management Skills

TORONTO, ONTARIO–(Marketwire – Feb. 3, 2012) – Debt. Bad credit. Paycheque to paycheque. These words are far too common today, all because of poor financial management. EnRICHed Academy founder and Toronto native, Kevin Cochran, is sharing his money management skills to students at his former high school – trying to stop kids from making the same mistakes he made and so many adults continue to make today.

No one is taking responsibility for teaching our kids about financial literacy and money management, says Cochran, founder of EnRICHed Academy and Regional Director of Dominion Lending Centre. On the one side you have parents saying that schools arent doing enough and on the other side, you have schools saying parents arent doing enough – and right in the middle you have young adults who arent learning anything!

Cochran will be speaking to a group of students at Don Mills Collegiate, his former high school, about how to EARN, SAVE AND INVEST their MONEY. Basic skills taken from his EnRICHed Academy course available on DVD.

MEDIA OPPORTUNITY: EnRICHed Academy

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Police Issue Sketch Of Suspect Who Tried To Lure Boy With Xbox

Police have released this sketch of a suspect who attempted to lure a boy into his car. (Credit: Chicago Police Department)

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